Quarterly Financial Statements

Income Statement (Unaudited)

	2nd Quarter 2017 Amounts in LAK

Interest income	35,171,570,612
Interest expense	(14,280,475,621)
NET INTEREST INCOME	20,891,094,991

Fee and commission income	14,333,273,307
Other income	2,454,099,086
General and administrative expenses	(26,169,674,327)
OPERATING INCOME	11,508,793,057

Provision for bad and doubtful loans and advances	(1,619,176,333)
PROFIT BEFORE INCOME TAX	9,889,616,724
Income tax expense	(4,797,702,201)
NET PROFIT FOR THE PERIOD	5,091,914,524

	2nd Quarter 2017 Amounts in LAK
ASSETS
Cash and cash equivalents	85,247,294,956
Deposits and placements with other banks	166,655,231,805
Statutory deposits	20,749,349,408
Loans and advances	1,033,402,951,376
Specific provision	(5,543,216,902)
Other assets	18,921,886,342
Property and equipment - net	19,134,825,659
Intangible assets	9,108,919,457
TOTAL ASSETS	1,347,677,242,101

LIABILITIES
Deposits from customers and banks	775,003,262,435
Other liabilities	51,467,660,188
Borrowings	199,286,713,658
Total liabilities	1,025,757,636,282
EQUITY
Share capital	300,000,000,000
General reserves	10,316,192,428
Accumulated losses	11,603,413,392
Total shareholders' equity	321,919,605,819
TOTAL EQUITY AND LIABILITIES	1,347,677,242,101

Note:

Please click here for quarterly financial statements in Laos.
The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA