Quarterly Financial Statements

Income Statement (Unaudited)

	4th Quarter 2017 Amounts in LAK

Interest income	36,956,615,600
Interest expense	(14,221,363,873)
NET INTEREST INCOME	22,735,251,728

Fee and commission income	10,066,399,820
Other income	6,751,815,585
General and administrative expenses	(25,822,573,627)
OPERATING INCOME	13,730,893,505

Provision for bad and doubtful loans and advances	(1,365,579,350)
PROFIT BEFORE INCOME TAX	12,365,314,155
Income tax expense	(2,933,200,037)
NET PROFIT FOR THE PERIOD	9,432,114,118

	4th Quarter 2017 Amounts in LAK
ASSETS
Cash and cash equivalents	88,104,800,424
Deposits and placements with other banks	121,850,199,000
Statutory deposits	18,051,502,440
Loans and advances	1,049,686,863,901
Specific provision	(3,052,590,071)
Other assets	19,703,210,165
Property and equipment - net	29,267,786,351
Intangible assets	6,678,244,990
TOTAL ASSETS	1,330,290,017,110

LIABILITIES
Deposits from customers and banks	755,389,485,794
Other liabilities	47,782,815,104
Borrowings	188,437,370,957
Total liabilities	991,609,671,855
EQUITY
Share capital	300,000,000,000
General reserves	10,489,408,124
Accumulated losses	28,190,937,132
Total shareholders' equity	338,680,345,255
TOTAL EQUITY AND LIABILITIES	1,330,290,017,110

Note:

Please click here for quarterly financial statements in Laos.
The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA