Quarterly Financial Statements

Income Statement (Unaudited)

	3rd Quarter 2011 Amounts in LAK

Interest income	12,811,317,348
Interest expense	(3,456,777,131)
NET INTEREST INCOME	9,354,540,217

Fee and commission income	2,873,551,035
Other income	3,573,213,568
General and administrative expenses	(9,341,049,169)
OPERATING INCOME	6,460,255,650

Provision for bad and doubtful loans and advances	(739,202,791)
PROFIT BEFORE INCOME TAX	5,721,052,859
Income tax expense	-
NET PROFIT FOR THE PERIOD	5,721,052,859

	3rd Quarter 2011 Amounts in LAK
ASSETS
Cash and cash equivalents	24,407,646,944
Deposits and placements with other banks	52,761,829,921
Statutory deposits	61,802,506,366
Loans and advances	253,236,877,974
Specific provision	(3,988,571,467)
Other assets	11,179,780,292
Property and equipment - net	12,800,496,989
Intangible assets	7,623,252,677
TOTAL ASSETS	419,823,819,695

LIABILITIES
Deposits from customers and banks	218,779,637,877
Other liabilities	10,167,075,001
TOTAL LIABILITIES	228,946,712,878
EQUITY
Share capital	219,999,999,980
General reserves	2,497,101,487
Accumulated losses	(31,619,994,649)
TOTAL SHAREHOLDERS' EQUITY	190,877,106,817
TOTAL EQUITY AND LIABILITIES	419,823,819,695

Note:

Please click here for quarterly financial reports in Laos.
The audited yearly financial statements are also available at audited financial reports page and you may find more detailed reports in our Annual Statements.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA