Quarterly Financial Statements

Income Statement (Unaudited)

	4th Quarter 2011 Amounts in LAK

Interest income	14,099,952,942
Interest expense	(3,304,254,755)
NET INTEREST INCOME	10,795,698,187

Fee and commission income	2,788,275,331
Other income	884,723,445
General and administrative expenses	(11,440,234,364)
OPERATING INCOME	3,028,462,599

Provision for bad and doubtful loans and advances	(1,181,651,371
PROFIT BEFORE INCOME TAX	1,846,811,229
Income tax expense	(652,073,345)
NET PROFIT FOR THE PERIOD	1,194,737,883

	4th Quarter 2011 Amounts in LAK
ASSETS
Cash and cash equivalents	26,503,181,290
Deposits and placements with other banks	45,484,589,182
Statutory deposits	62,558,032,184
Loans and advances	285,296,040,276
Specific provision	(1,630,702,978)
Other assets	10,214,678,030
Property and equipment - net	11,972,116,806
Intangible assets	7,399,194,715
TOTAL ASSETS	447,797,129,505

LIABILITIES
Deposits from customers and banks	243,297,634,919
Other liabilities	12,078,159,659
TOTAL LIABILITIES	255,375,794,578
EQUITY
Share capital	220,000,000,030
General reserves	2,846,591,630
Accumulated losses	(30,425,256,733)
TOTAL SHAREHOLDERS' EQUITY	192,421,334,927
TOTAL EQUITY AND LIABILITIES	447,797,129,505

Note:

Please click here for quarterly financial reports in Laos.
The audited yearly financial statements are also available at audited financial reports page and you may find more detailed reports in our Annual Statements.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA