Quarterly Financial Statements

Income Statement (Unaudited)

	4^th Quarter 2018 Amounts in LAK
Income and expense in business
Interest income and similar	131.727.209.832
Interest expense and similar	(48.371.278.894)
NET INTEREST INCOME	83.355.930.938

Fee and commission income from financial service	49.161.133.221
Fee and commission expense from financial service	(471.449.044)
Gain or loss from foreign currency exchange	1.319.683.725
NET INCOME IN BUSINESS	133.820.298.840

Normal income and expense
Other income in business	16.680.983.948
Administration expense	(94.639.447.798)
Depreciation and amortize cost	(13.853.083.412)
Other expense in business	(3.020.876.806)

Net provision expense	(3.713.173.119)
NET NORMAL INCOME AND EXPENSE	(98.545.597.187)
INCOME BEFORE SPECIAL ITEMS	35.274.701.653
Incom tax expense	(10.134.599.558)
NET PROFIT	25.140.102.096

	4^th Quarter 2018 Amounts in LAK
ASSETS
Cash and placement with BOL	156.246.401.754
Amount due from other banks	28.011.461.851
Loans and advances	976.625.921.753
Property and equipment — net	39.506.500.464
Other assets	23.072.012.952
TOTAL ASSETS	1.223.462.298.774

LIABILITIES
Amount due to other bank and financial institution	143.088.292.796
Amount due to customers	682.566.924.962
Other liabilities	42.655.312.133
Total liabilities	868.310.529.891
EQUITY
Share capital	300.000.000.000
Legal reserves	2.503.603.091
General reserves	4.975.635.876
Accumulated losses	22.532.427.821

Profit for the year	25.140.102.096
Total shareholders' equity	355.151.768.884
TOTAL EQUITY AND LIABILITIES	1.223.462.298.774

Note:

Please click here for quarterly financial statements in Laos.
The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA