Quarterly Financial Statements

Income Statement (Unaudited)

	4th Quarter 2016 Amounts in LAK

Interest income	33,392,900,900
Interest expense	(14,449,874,805)
NET INTEREST INCOME	18,943,025,195

Fee and commission income	13,443,257,862
Other income	15,651,464,814
General and administrative expenses	(28,314,330,758)
OPERATING INCOME	19,723,417,114

Provision for bad and doubtful loans and advances	(1,071,072,824)
PROFIT BEFORE INCOME TAX	18,652,344,290
Income tax expense	(583,086,156)
NET PROFIT FOR THE PERIOD	18,069,258,134

	4th Quarter 2016 Amounts in LAK
ASSETS
Cash and cash equivalents	78,138,630,871
Deposits and placements with other banks	140,038,773,498
Statutory deposits	20,068,620,998
Loans and advances	977,115,877,700
Specific provision	(3,018,822,486)
Other assets	21,128,698,471
Property and equipment - net	22,821,128,862
Intangible assets	9,868,033,182
TOTAL ASSETS	1,266,160,941,095

LIABILITIES
Deposits from customers and banks	709,490,208,863
Other liabilities	54,823,445,266
Borrowings	196,569,170,801
Total liabilities	960,882,824,930
EQUITY
Share capital	300,000,000,000
General reserves	9,779,983,905
Accumulated losses	(4,501,867,740)
Total shareholders' equity	305,278,116,165
TOTAL EQUITY AND LIABILITIES	1,266,160,941,095

Note:

Please click here for quarterly financial statements in Laos.
The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA