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Housing Loan

Public Housing loan is a long-term loan ACLEDA Bank has developed to let any qualified customer own a house that was completely built or being built, or build new house on your own land.

Loan Size, Loan Period and Interest Rate

  • Maximum of loan size LAK 2,000,000,000 but not more than 80% of the land and building price.
  • Maximum of loan period is 10 years for:
    • Customers who are currently employed by public organizations, national or international agencies, and will not exceed the retirement age.
    • Other customers who have a good health and will not be over 60 years of age (start from receiving loan until the end of loan period).
  • Interest rate 12% per year.

Customer Requirements

  • Any person who works legally and have permanent address in Laos.
  • Having a proper work, salary, or business.
  • Having good history, reputation, attitude and willing to pay back to ACLEDA Bank.
  • Having a permanent address which is certified by local authority.
  • Having identity documents which are ID card, family book, etc.
  • Haven't have debt with anyone.
  • Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off.

Do you want QR Code for your business?

Please fill our form here and we will contact you and prepare these payment facilities for you. You can request ACLEDA mobile's QR code for your business.

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