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Home Improvement Loan

ACLEDA Bank would like to introduce a bank product — Home Improvement Loan — to you so that you can use for renovating your house that would allow you and your family to live comfortably in prosperity.


  • Getting long-term loan and low interest rate.
  • Owning a nice home to live happily with your family.

Currency and Loan Period

  • Home Improvement Loan is provided in LAK, THB and USD.
  • Loan period is up to 6 years and will not exceed your retirement age or over 60 years of age (until the end of loan repayment).

Loan Size and Interest Rate

  • ACLEDA Bank offers Home Improvement Loan up to LAK600,000,000, THB2,500,000 or USD75,000.
  • Interest rate from 8% to 16% per year.

Customer Requirements

  • Any person who works legally and have permanent address in Laos.
  • Having a proper work, salary, or business.
  • Having good history, reputation, attitude and willing to pay back to ACLEDA Bank.
  • Having a permanent address which is certified by local authority.
  • Has never been involved in a criminal offense.
  • Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off.
  • Having identity documents which are ID card, family book, etc.

Do you want QR Code for your business?

Please fill our form here and we will contact you and prepare these payment facilities for you. You can request ACLEDA mobile's QR code for your business.

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