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ACLEDA Bank Lao Ltd. phone Hotline Number: 1800
ACLEDA Bank Lao Ltd.

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Home Improvement Loan

ACLEDA Bank would like to introduce a bank product — Home Improvement Loan — to you so that you can use for renovating your house that would allow you and your family to live comfortably in prosperity.


  • Getting long-term loan and low interest rate.
  • Owning a nice home to live happily with your family.

Currency and Loan Period

  • Home Improvement Loan is provided in LAK, THB and USD.
  • Loan period is up to 6 years and will not exceed your retirement age or over 60 years of age (until the end of loan repayment).

Loan Size and Interest Rate

  • ACLEDA Bank offers Home Improvement Loan up to LAK600,000,000, THB2,500,000 or USD75,000.
  • Interest rate from 8% to 16% per year.

Customer Requirements

  • Any person who works legally and have permanent address in Laos.
  • Having a proper work, salary, or business.
  • Having good history, reputation, attitude and willing to pay back to ACLEDA Bank.
  • Having a permanent address which is certified by local authority.
  • Has never been involved in a criminal offense.
  • Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off.
  • Having identity documents which are ID card, family book, etc.

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