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Car Loan

Car Loan is a kind of loan ACLEDA Bank Lao offers to customer who has a regular income to get a car for personal or family use.

Benefits

  • Owning a car for everyday use.
  • Converting from a full payment to monthly installment for the car price.
  • Opportunity to use other products & services.
  • Promoting family's welfare.

Special Features

  • ACLEDA Bank Lao offers car loan in Lao Kip, Thai Baht or US dollar.
  • You can use this loan to buy a brand-new car or used car which is 10 years old or less from its producing year.
  • You can enjoy loan period up to 6 years, but not exceed the retirement age or over 60 years of age.
  • You can get the loan amount up to LAK800,000,000 or USD100,000 or THB3,200,000.
  • Interest rate from 7% to 8.3% per year.

Requirements

  • Being a majority
  • Having a permanent address within ACLEDA Bank Lao's operation which is certified by local authority.
  • Having a good history, reputation, and attitude.
  • Having a proper work, salary, or sufficient income that warrant the ability to pay back.
  • For employee of a company, organisation or other institutions, you need a certified letter or employment contract to ensure your employment is longer than repayment period.
  • Have identity documents which are ID card, family book, passport, or other documents.
  • Willing not to change residential address to other location outside ACLEDA Bank Lao's operating areas until the loan is paid off.

Do you want QR Code for your business?

Please fill our form here and we will contact you and prepare these payment facilities for you. You can request ACLEDA mobile's QR code for your business.

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