Quarterly Financial Statements

Income Statement (Unaudited)

	3^rd Quarter 2018 Amounts in LAK
Income and expense in business
Interest income and similar	99.385.380.447
Interest expense and similar	(37.499.295.664)
NET INTEREST INCOME	61.886.084.783

Fee and commission income from financial service	36.489.872.161
Fee and commission expense from financial service	(346.097.829)
Gain or loss from foreign currency exchange	787.147.608
NET INCOME IN BUSINESS	98.817.006.723

Normal income and expense
Other income in business	6.062.931.346
Administration expense	(70.729.565.246)
Depreciation and amortize cost	(10.356.329.442)
Other expense in business	(2.262.370.223)

Net provision expense	(3.100.774.096)
NET NORMAL INCOME AND EXPENSE	(80.386.107.661)
INCOME BEFORE SPECIAL ITEMS	18.430.899.062
Incom tax expense	(5.761.022.595)
NET PROFIT	12.669.876.467

	3^rd Quarter 2018 Amounts in LAK
ASSETS
Cash and placement with BOL	235.690.230.929
Amount due from other banks	38.008.941.785
Loans and advances	946.760.526.395
Property and equipment — net	39.651.491.276
Other assets	19.723.859.289
TOTAL ASSETS	1.279.835.049.674

LIABILITIES
Amount due to other bank and financial institution	154.117.907.799
Amount due to customers	729.248.594.504
Other liabilities	49.218.816.398
Total liabilities	932.585.318.701
EQUITY
Share capital	300.000.000.000
Legal reserves	2.503.603.091
General reserves	9.543.823.593
Accumulated losses	22.532.427.821

Profit for the year	12.669.876.469
Total shareholders' equity	347.249.730.974
TOTAL EQUITY AND LIABILITIES	1.279.835.049.674

Note:

Please click here for quarterly financial statements in Laos.
The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA