Quarterly Financial Statements

Income Statement (Unaudited)

	2nd Quarter 2013 Amounts in LAK

Interest income	25,403,314,501
Interest expense	(11,045,641,259)
NET INTEREST INCOME	14,357,673,243

Fee and commission income	4,511,447,988
Other income	887,267,141
General & administrative expenses	(16,394,968,460)
OPERATING INCOME	3,361,419,912

Provision for bad & doubtful loans and advances	(339,832,262)
PROFIT BEFORE INCOME TAX	3,021,587,650
Income tax expense	-
NET PROFIT FOR THE PERIOD	3,021,587,650

	2nd Quarter 2013 Amounts in LAK
ASSETS
Cash and cash equivalents	63,128,090,490
Deposits and placements with other banks	116,522,092,737
Statutory deposits	16,549,800,000
Loans and advances	636,038,044,880
Specific provision	(3,465,514,171)
Other assets	17,629,521,065
Property and equipment — net	22,609,508,555
Intangible assets	8,111,123,992
TOTAL ASSETS	877,122,667,548

LIABILITIES
Deposits from customers and banks	507,130,079,283
Other liabilities	25,551,362,771
Borrowings	123,984,000,000
Total liabilities	656,665,442,054
EQUITY
Share capital	220,000,000,000
General reserves	6,336,300,270
Accumulated losses	(5,879,074,776)
Total shareholders' equity	220,457,225,494
TOTAL EQUITY AND LIABILITIES	877,122,667,548

Note:

Please click here for quarterly financial statements in Laos.
The audited yearly financial statements are also available at audited financial statements page and you may find more detailed reports in our Annual Reports.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA