Quarterly Financial Statements

Income Statement (Unaudited)

	2nd Quarter 2011 Amounts in LAK

Interest income	11,972,929,126
Interest expense	(3,361,751,827)
NET INTEREST INCOME	8,611,177,299

Fee and commission income	2,701,549,448
Other income	336,617,671
General and administrative expenses	(8,498,472,099)
OPERATING INCOME	3,150,872,319

Provision for bad and doubtful loans and advances	(1,068,687,956)
PROFIT BEFORE INCOME TAX	2,082,184,363
Income tax expense	-
NET PROFIT FOR THE PERIOD	2,082,184,363

	2nd Quarter 2011 Amounts in LAK
ASSETS
Cash and cash equivalents	24,146,155,093
Deposits and placements with other banks	72,915,705,243
Statutory deposits	60,358,475,262
Loans and advances	219,932,534,132
Specific provision	(4,900,064,474)
Other assets	10,227,580,835
Property and equipment - net	13,535,220,784
Intangible assets	7,245,387,908
TOTAL ASSETS	403,460,994,783

LIABILITIES
Deposits from customers and banks	208,838,875,571
Other liabilities	9,803,969,803
TOTAL LIABILITIES	218,642,845,374
EQUITY
Share capital	220,000,000,000
General reserves	2,159,198,108
Accumulated losses	(37,341,047,507)
TOTAL SHAREHOLDERS' EQUITY	184,818,150,601
TOTAL EQUITY AND LIABILITIES	403,460,995,975

Note:

Please click here for quarterly financial reports in Laos.
The audited yearly financial statements are also available at audited financial reports page and you may find more detailed reports in our Annual Statements.

Address	:	#398, Corner of Dongpalane and Dongpina Road, Unit 20, Phonesavanh Neua Village, Sisattanak District, Vientiane Capital, Lao PDR. See map
P.O. Box	:	1555
Hotline	:	1800
Tel	:	+856 (0)21 264 994 / 416 999
Fax	:	+856 (0)21 264 995 / 219 228
E-mail	:	acledabank@acledabank.com.la
SWIFT Code	:	ACLBLALA