ACLEDA Bank Lao Ltd.

Bank ProfileShareholders


In accordance with licence which issued by the government of the Lao PDR on December 26, 2007, ACLEDA Bank Lao Ltd. has celebrated its headquarters on July 08, 2008 and the paid up capital will be 100 billion Kip (approximately US$10.5 million) issued in the form of fully paid shares of 10,000 Kip all of which have been fully taken up. Each share shall have 1 vote and shall participate equally in all dividends and other distributions of the Bank. Fractions of shares shall not be issued.

On November 29, 2010, ACLEDA Bank Lao Ltd. increased its capital by 120 billion Kips so that its total paid up capital reaches 220 billion kips.

ACLEDA Bank Lao Ltd. — Shareholders

Brief about our shareholders

ACLEDA Bank Plc. 

ACLEDA Bank Plc. is a public limited company, formed under the Banking and Financial Institutions Law of the Kingdom of Cambodia. Originally, it was founded in January 1993, as a national NGO for micro and small enterprises' development and credit. It went through two major successful transformations from an NGO for small and micro enterprise development to a Specialised Bank and then to a full-fledged Commercial Bank in 2000 and 2003 respectively, in order to provide full banking services to meet customers' demands and it was renamed as ACLEDA Bank Plc.

ACLEDA Bank Plc. is the first bank in Cambodia to have been assigned ratings by the top international credit rating agency — Standard & Poor's. ACLEDA Bank Plc. is 51% owned by Cambodian interests, including its staff while COFIBRED, JSH Asian Holdings Limited (a subsidiary of Jardine Strategic Holdings Limited), IFC (International Finance Corporation World Bank Group) and Triodos-Doen group of funds respectively hold 12.25% each.

At the end of December 2012, ACLEDA Bank Plc. had 7,721 staff working in 238 offices nationwide. Its total assets were over US$1.92 billion, customer deposits were over US$1.46 billion, and the loan portfolio was over US$1.25 billion. Today ACLEDA Bank Plc. is offering Electronic Banking Service, Deposits, Credits, Funds Transfers, Cash Management, Trade Finance, Bank Consultancy and a comprehensive list of other retail banking services tailored for its customers' growing demands.

The Netherlands Development Finance Company (FMO) 

FMO (the Netherlands Development Finance Company) is the Dutch development bank. FMO supports sustainable private sector growth in developing and emerging markets by investing in ambitious entrepreneurs. FMO believes a strong private sector leads to economic and social development, empowering people to employ their skills and improve their quality of life. FMO focuses on three sectors that have high development impact: financial institutions, energy, and agribusiness, food & water. With an investment portfolio of EUR 6.2 billion, FMO is one of the largest European bilateral private sector development banks. For more information, visit

Triodos-Doen Foundation and Triodos Fair Share Fund 

Triodos-Doen Foundation and Triodos Fair Share Fund are two investment funds managed by Triodos Investment Management. Triodos Investment Management is a wholly owned subsidiary of Triodos Bank, one of the world's leading sustainable banks. The funds focus on providing access to financial services for low income groups and entrepreneurs in developing countries in order to contribute to a sustainable inclusive financial sector. They provide finance-both debt and equity-to upcoming and well-established microfinance institutions and banks that demonstrate a sustainable approach toward providing financial services to underserved client groups. In the quest for innovation the funds look for opportunities that tie together financial services, renewable energy and sustainable agriculture.

Triodos-Doen Foundation

Triodos-Doen Foundation was founded by Triodos Bank and DOEN Foundation in 1994. Thanks to its funding structure the fund is able to assume more risks and therefore it focuses on smaller, younger and innovative MFIs that are active in underdeveloped markets and in higher risk countries. The total assets at the end of 2012 amounted to EUR 92 million. visit

Triodos Fair Share Fund

Triodos Fair Share Fund, established in 2002 in the Netherlands, is one of the first and few funds worldwide that offers the opportunity to invest in microfinance institutions to the general public. At the end of 2012 the total assets of Triodos Fair Share Fund amounted to EUR 151 million. visit

International Finance Corporation (IFC) 

IFC, a member of the World Bank Group, is the largest global development institution focused exclusively on the private sector. It helps developing countries achieve sustainable growth by financing investment, mobilizing capital in international financial markets, and providing advisory services to businesses and governments. In FY12, its investments reached an all-time high of more than US$20 billion, leveraging the power of the private sector to create jobs, spark innovation, and tackle the world’s most pressing development challenges. For more information, visit

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#372, Corner of Dongpalane and Dongpina Road, Unit 21,
Phonesavanh Neua Village, Sisattanak District, Vientiane Capital.
P.O. Box: 1555
Tel: +856 (0)21 264 994 / 264 998
Fax: +856 (0)21 264 995
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