ACLEDA Bank Plc. is a public limited company, formed under the Banking and Financial Institutions Law of the Kingdom of Cambodia. Originally, it was founded in January 1993 as a national NGO for micro and small enterprises' development and credit. It went through two major successful transformations from Microfinance to Specialized Bank and then to a Commercial Bank in 2000 and 2003 respectively, in order to provide full banking services to meet customer demand.
ACLEDA Bank Plc. is the first bank in Cambodia to have been assigned ratings by the top international credit rating agency - Standard & Poor.
ACLEDA Bank Plc. is 51% owned by Cambodian interests, including its staff while SMBC (SUMITOMO MITSUI BANKING CORPORATION), JSH Asian Holdings Limited (a subsidiary of Jardine Strategic Holdings Limited), Cofibred (a subsidiary of Banque Populaire) respectively hold 12.25% each; 6% by ORIX Corporation; 1.5178% by Stichting Triodos Sustainable Finance Foundation ; 2.1814% by Triodos Fair Share Fund; and 2.5508% by Triodos Microfinance Fund.
At the end of December, 2014, ACLEDA Bank Plc. had 11,079 staff working in 253 offices nationwide. Its Total Assets were over US$3.05 billion, customer deposits were over US$2.2 billion, and the loan portfolio was over US$1.99 billion.
Today ACLEDA Bank Plc. is offering Electronic Banking Services, Deposits, Credits, Funds Transfers, Cash Management, Trade Finance, Bank Consultancy and a comprehensive list of other retail banking services tailored to its customers' growing demands.
ACLEDA Training Center Ltd. (ATC) was incorporated by the Ministry of Commerce as a Single Member Private Limited Company under Cambodian laws and practices with 100% of registered share capital held by ACLEDA Bank Plc. as the parent company.
ACLEDA Bank Plc. established ATC as its subsidiary to provide superior quality banking and financial training services to ACLEDA Bank's staff as well as local and international participants.